body {
  font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
  background-color: White;
  font-size: 100%; 
  color: #505088;
  margin-left: 0px;
  margin-top: 0px;
  margin-right: 0px;
}

h4 { 
  color: #2B4ACD; 
  font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; 
  font-size: 1.2em;
  letter-spacing: 2px;
  text-align: center;
  vertical-align: top; 
  margintop: -10px; 
  margin-bottom: 0px;
  font-weight: normal;
} 

h4.em { 
  font-style:italic;
}

h5 { 
  color: #2B4ACD; 
  font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; 
  font-size: 1em; 
  text-align: left;
  vertical-align: top; 
  margin-top: 15px; 
  margin-bottom: 5px;
  font-weight: bold;
} 

img {
  border:0;
}

div.leftPane {
  font-size: .8em;
  line-height: 15px;
  width: 140;
}

p { 
  font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; 
  font-size: .8em;
  text-align: justify;
  vertical-align: top; 
  margin-top: 0px; 
  margin-left: 15px;
  margin-bottom: 10px;
  font-weight: normal;
} 

li { 
  font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; 
  font-size: .8em;
} 

p.list { 
  margin-left: 0px;
  margin-bottom: 0px;
} 

.headerTxt {
  font-size: 8pt; 
  font-style:italic;
}

.footerlink { 
  color: #9F9F9F; 
  background-color: transparent;
  font-family: Arial, Verdana, Helvetica, sans-serif; 
  font-size: .7em; 
  text-decoration: none;
}

.footertext { 
  color: #9F9F9F;
  background-color: transparent;
  font-family: Arial, Verdana, Helvetica, sans-serif; 
  font-size: .7em; 
}

.jbn {
  font-style:italic;
  font-weight:bold;
}

A:link {color: #505088; text-decoration: underline;}
A:visited {color: #505088; text-decoration: underline;}
A:hover {color: #505088; text-decoration: none;}

A:link.leftPane {color: #505088; text-decoration: none;}
A:visited.leftPane {color: #505088; text-decoration: none;}
A:hover.leftPane {color: #505088; text-decoration: underline;}

A:link.footer {color: #9F9F9F; text-decoration: none;}
A:visited.footer {color: #9F9F9F; text-decoration: none;}
A:hover.footer {color: #9F9F9F; text-decoration: underline;}

A:link.celeriter {color: #9F9F9F; text-decoration: none;}
A:visited.celeriter {color: #9F9F9F; text-decoration: none;}
A:hover.celeriter {color: #9F9F9F; text-decoration: underline;}